Buying Car Insurance For Just a Few Days
There are many occasions that can arise when insuring a vehicle, where you might worry about damaging your no claims bonus or just the economics of insuring for the normal 12 months. There is a solution – and a very good one – to just insure the car or van for exactly the time you need it, even if it is for a few days only – you decide. This way, you only pay for exactly what you need.
Where To Find Short Term Vehicle Insurance
This is very simple, just go online and do a search and you will very soon have the perfect solution in front of you. The application is very easy and takes no time at all and sometimes cover can be almost instant. You will be given a quote and various different options of cover, although the majority of companies, when insuring for just a few days, prefer fully comprehensive, although it can be possible to secure “third party, fire and theft”.
Situations Where Car Insurance For a Few Days is Useful
Perhaps you have a friend or
family member who will soon be taking their driving test and you
would like to give them some extra practise in your car. Maybe your
child is home from university and wants to borrow your vehicle. This
is the perfect solution, as not only will you be safeguarding your
no claims bonus, but you will also be avoiding the big expense of
adding a learner or young driver to your existing policy.
Necessary Requirements To Take Out Temporary Car Insurance
Most insurers will cover
drivers between the ages of 18 and 75, although some stipulate 21 as
the minimum. If you have a history of claims, disqualifications or
penalty points, then this could pose a problem, as you present a
greater risk to the insurer, the same as with any policy. So if you
are able to get cover, expect to pay more. You will usually need a
full UK or European driving licence, although it can be possible
with a provisional one. Most types and makes of cars and vans can be
insured for a few days. If you intend to take the car abroad, make
sure that you have sufficient cover, as many insurers just provide
Happy, safe motoring to you all.